FHA-insured loan
federal insurance program
62/100Strong fit
on a balanced view of all values
Easy to qualify for: Strong. The FDIC's Affordable Mortgage Lending Guide states that FHA uses a borrower's credit score to set the maximum loan-to-value it will insure: a score below 500 is not eligible for FHA financing at all, a score of 500 to 579 is limited to 90 percent loan-to-value (a 10 percent down payment), and a score of 580 or above qualifies for the maximum 96.5 percent loan-to-value (3.5 percent down). source↗ 2026
One source: fdic.govfdic.gov
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An honest, sourced verdict from Conscious Consuming. Choose by your values, not by who pays.